07-23-2025, 09:30 AM
Has anyone tried pay-per-mile or usage-based insurance here in Kentucky? I came across the concept and wondered if it’s a smart move for light drivers. These plans charge you a base fee plus a small cost per mile driven—so if you work from home or drive very little, it sounds like a great deal.
I found a helpful breakdown on car insurance quotes Louisville explaining how mileage-based policies stack up against traditional ones. The potential savings are awesome for occasional drivers.
But I’m curious about the details:
Would love to hear feedback from anyone in Kentucky who’s actually switched to one of these plans. Did the savings outweigh the trade-offs?
I found a helpful breakdown on car insurance quotes Louisville explaining how mileage-based policies stack up against traditional ones. The potential savings are awesome for occasional drivers.
But I’m curious about the details:
- Is there a hidden monthly fee even if you drive few miles?
- How do insurers handle sudden long trips?
- Are there any privacy concerns with tracking devices?
Would love to hear feedback from anyone in Kentucky who’s actually switched to one of these plans. Did the savings outweigh the trade-offs?